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APR’s starting at 24% and will not exceed 35.99%. APR’s will vary based on state laws and regulations regarding allowable interest rates, fees, and lengths of loan terms. Your credit history at the time of application, income, debt obligations, collateral, and to the extent applicable, prior loan experience with Jefferson Financial Services Inc. are considered in determining eligibility and contract terms. Repayment periods, based on contract terms, credit application/ credit report, and the amount of money borrowed, will be set within a range of 61 days (minimum) to 60 months (maximum). There are no down payments, and the borrower has the can elect to begin repayment as early as 1 day, with no prepayment penalties. Closing your loan is contingent upon your agreement to all terms and conditions of the loan agreement.
*All loans are subject to credit approval and normal underwriting standards. Minimum and maximum loan amounts, rates, fees, terms and collateral requirements are subject to specific guidelines and may change without notice. All loans are made under Jefferson Financial Services Inc. of Louisville, Kentucky. Available cash amounts may vary and collateral requirements apply.
(For example, using a 12 month installment contract, a loan of $1,000 with an interest rate of 35.99% and an APR of 35.99% (inclusive of allowable fees ($60 credit investigation fee)), you would make 12 monthly payments of $110.41. No pre-payment penalty - pay off as early as 1 day, or in this example above, over 12 months.)
APR’s starting at 24% and will not exceed 35.99%. APR’s will vary based on state laws and regulations regarding allowable interest rates, fees, and lengths of loan terms. Your credit history at the time of application, income, debt obligations, collateral, and to the extent applicable, prior loan experience with Jefferson Financial Services Inc. are considered in determining eligibility and contract terms. Repayment periods, based on contract terms, credit application/ credit report, and the amount of money borrowed, will be set within a range of 61 days (minimum) to 60 months (maximum). There are no down payments, and the borrower has the can elect to begin repayment as early as 1 day, with no prepayment penalties. Closing your loan is contingent upon your agreement to all terms and conditions of the loan agreement.
*All loans are subject to credit approval and normal underwriting standards. Minimum and maximum loan amounts, rates, fees, terms and collateral requirements are subject to specific guidelines and may change without notice. All loans are made under Jefferson Financial Services Inc. of Louisville, Kentucky. Available cash amounts may vary and collateral requirements apply.
(For example, using a 12 month installment contract, a loan of $1,000 with an interest rate of 35.99% and an APR of 35.99% (inclusive of allowable fees ($60 credit investigation fee)), you would make 12 monthly payments of $110.41. No pre-payment penalty - pay off as early as 1 day, or in this example above, over 12 months.)